Yes wear one or you will regret it! You could consider an armoured jacket if it's for trail riding but you need a suit like the 6-1-1 when a jacket is too hot (racing/track use) I don't think many jackets have chest protection though?
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'05 Gas Gas 300
'97 Aprilia Pegaso 650
'99 KTM 200
'95 ish XR630 (died many times in Oz)
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