Depends on your local situation.
In Australia we need to have a registered/plated vehicle to ride it in public areas, even if it is 100% off-road, as the public bushland is still considered public roads.
Part of this registration process also provides accident insurance, ambulance cover, etc. so it's not only a legal requirement but also an insurance policy/safety-net to do so over here in the event that you crash and get injured.
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